Monitor the US Loan Officer Survey to gauge lending confidence and economic health. Key insights on spending trends.
This metric is linked to consumer spending and overall confidence; increased debt levels indicate that lenders are willing to provide loans, and that both consumers and businesses are optimistic about their financial situation and keen to spend.
What it Measures
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Usual Effect
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Source & Frequency
Federal Reserve (latest release) - https://www.federalreserve.gov/ • Published quarterly.
How Data is Derived
Survey of large domestic banks and branches of foreign banks which asks respondents about changes in the standards and terms of the banks' lending and the state of business and household demand for loans
Also Known As
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Acronym
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